CREDIT CARD

All alumni and friends of The University of Edinburgh are eligible to apply for an Affinity Credit Card, supplied by MBNA Europe Bank Limited.

The design features the University crest, a reminder that every time you use the card you are supporting your University! In addition, for every account activated within 90 days of being opened, MBNA will contribute up to £20 to the Edinburgh Fund, and we will receive a further £2 for each year that the card remains in use.

Since we first offered an Affinity Card, over £380,000 has been generated to support student and staff projects here at Edinburgh. Not only does this card support your University, it offers you a fantastic 0% p.a. on balance transfers (2% handling fee applies)* for six months from the date your account is opened and a typical rate of 15.9% APR (variable) on card purchases.

The Affinity Card also offers you the following great benefits too:

* No annual fee
* Up to 56 days interest free on card purchases‡
* FREE 24 hour Customer Satisfaction Helpline
* FREE fraud protection - even on the Internet†
* The convenience of online account management
* Up to three additional cardholders at no extra cost
* Use of over 630,000 cash machines in most countries throughout the world

To apply, call 0800 028 2440

‡ As long as you pay your statement balance in full and on time every month.
† As long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.
+ For up to date information or advice on using your credit card worldwide or to withdraw cash, please contact our Customer Satisfaction Helpline 24 hours a day on Freephone 0800 062 062.

*We will charge a handling fee, please click on link above to see terms and conditions, for each balance transfer of 2% of the amount transferred, and will charge a handling fee for each cheque transaction of 2% of the transaction amount (minimum £3, maximum £50 per transfer or cheque).

We will charge a 2% handling fee (minimum £3, no maximum) on cash transactions, and 2.75% commission on the amount of any foreign currency transactions. There is an annual fee of £0. The maximum amount of credit which may be provided under the agreement is £50,000. The minimum monthly repayment is the lesser of 2.25% of the balance shown on the statement (min £5) OR the charges for Payment Protection Cover, plus interest charged on the statement, and fees, plus £5, OR the full balance shown on the statement if this is less than £5. The typical APR on card purchases is 15.9% APR (variable) and is calculated on the basis of a credit limit of £1,500. You cannot transfer balances from another MBNA account.

The University of Edinburgh Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.